1. Ownership of this site

The domain name of this website is owned and operated by IKONIK Insurance Limited (IKONIK). By accessing the website you unconditionally agree to be bound by the terms and conditions set out herein.

IKONIK reserves the right to amend the site from time to time and your continued use of the site following changes to the terms indicates your acceptance of those changes.

2. Privacy & Security

Any information you provide to IKONIK will be treated with the utmost confidence in accordance with the privacy Act 1993.

You are entitled to access any information IKONIK may hold about you. If any such information is incorrect you are entitled to ask that we correct such errors.

Should you choose to engage with us through our advice process the any information gathered about you will be treated as confidential. Your personal details will not be disclosed to any party without your specific written permission.

3. Cookies

This site does not use cookies.

4. Information Provided

The information on this site has been provided in good faith to help you gain an understanding of personal insurance issues and KiwiSaver. No reliance should be placed on the views expressed in this website as they are of a general nature only.

The information provided on this site is general NOT personalised financial advice in terms of the Financial Advisers Act 2008.

Clients should not rely on the information contained in this website solely when making decisions and you should obtain professional advice on your individual requirements before making such a decision.

Every endeavour is made by IKONIK Advisers to provide the most accurate and up to date information available in the New Zealand market. All and any advice provided to you will ultimately rely on policy documents and the specific Policy Wordings set out therein.

5. Linked Web Sites

This site may contain links to other websites. These links are provided to assist you and are for information purposes only. Linked sites are not endorsed by IKONIK and IKONIK has no responsibility for the contents of those sites or opinions expressed therein.

6. For New Zealand residents only

This site has been designed for the use of New Zealand residents and the information and opinions expressed in this site relate to the New Zealand insurance and kiwisaver market.

7. New Zealand Law

The terms and conditions applicable to our website are governed and construed in accordance with New Zealand law.

8. Copyright

The information, images, screens, web pages and logos and brands on this site are protected by copyright and may not be reproduced in any form (including digital copies) without the express written consent of IKONIK.

You may not use or permit use of any part of this site for any purpose other than that intended (which is the provision to you of insurance and kiwisaver information, and information about IKONIK.


Disclosure statements are available for all IKONIK Advisers on request and free of charge.

We can provide INSURANCE COMPARISONS for all the major banks and insurance companies in the New Zealand market.