INSURANCE

Get peace of mind with affordable insurance and quality cover.
We can provide insurance comparisons for all the major banks and insurance companies in the New Zealand market
LIFE INSURANCE
Life insurance provides peace of mind that your loved ones – and/or your business – will be looked after if you become terminally ill or in the event of your death. It’s a way to protect those you care about against life’s unexpected events.
You can’t always predict what’s around the corner, but with life insurance you can be prepared should anything unexpected happen.
Life insurance can be paid as a lump sum or as a monthly payment. The recipients may use the money to cover mortgage repayments, funeral & legal costs or children’s education, or perhaps to buy a house or replace lost income.
TRAUMA COVER
How would your family – and/or your business – cope if you suffered from trauma such as cancer, a heart attack, or a stroke?
A critical illness can have a significant impact on you, your family, and your business. Trauma cover can help to minimise stress and provide financial stability if such an event occurs.
Trauma cover is paid as a lump sum upon the diagnosis of a specified medical condition or injury. You may use the payment to pay for private medical treatment, make lifestyle changes so you can focus on recovery, cover any major debts or day-to-day living expenses, or take some time off work for a stress-free family holiday.
INCOME COVER
Your ability to earn a regular income is your most important asset. Without it, how could you cover expenses such as mortgage repayments, household bills, or your children’s education?
Income cover can provide financial stability if you find yourself unable to work due to a serious illness, injury, or disability. It can replace a significant portion of your lost income to help with financial needs.
Income cover is paid as a monthly benefit – just like your salary – and generally covers up to 75% of your pre-tax salary. The money may help you to pay your mortgage or rent, normal bills, and day-to-day living expenses while you focus on getting better.
MORTGAGE & RENT
PROTECTION
Make sure your home remains your home even if you are unable to work.
Mortgage insurance and rent protection insurance are designed to help you meet your mortgage repayments or rent in the event of illness or injury.
You have the choice of getting insurance to cover repayments for up to two years, five years, or to age 65 if you are never able to work again. Mortgage or rent insurance allows you to focus on your recovery without worrying about the financial stress of meeting what is likely your biggest expense.
IKONIK PROVIDERS:
We can provide INSURANCE COMPARISONS for all the major banks and insurance companies in the New Zealand market.